Your Best Health Insurance? Strength, Balance, and a Calm Mind
- Erica Woolley
- May 4
- 4 min read
Let’s skip the fluff.

You already know healthcare isn’t cheap — and it’s not getting cheaper.
Doctor’s visits, medications, hospital stays, physical therapy, assistive devices... the list goes on. And while some of it is out of our hands, a lot of what sends people into the medical system later in life? It’s not random. It’s not fate. It’s the slow decline of strength, balance, and stress resilience — things we can do something about now.
That’s why I want to reframe something we don’t talk about enough:
Health is an investment.
Not in a diet. Not in some expensive supplement stack.
In the daily, doable actions that protect your energy, your independence, and your peace of mind
as you age.
It may not feel flashy or immediate — but staying strong now is a lot less expensive (and a lot
less exhausting) than trying to recover later.
What You Build Now, You Get to Keep Later
Here’s the truth: the body doesn’t stay strong by accident.
If you’re not doing anything to build muscle, you’re losing it. That’s not a theory — that’s how
human bodies work.
After age 30, we lose 3–8% of muscle per decade if we’re not actively maintaining it. And that
loss isn’t just about looking “toned.”
It affects:
• How well you walk
• Whether you can catch yourself when you trip
• How easily you get up from a chair or out of the car
• Your bone density
• Your metabolism
• Your energy levels
That’s why I think of strength training as your long-game investment strategy.
It’s the thing you do now — in 10-minute increments, not hours at the gym — that gives you:
• Fewer falls
• Fewer doctor’s appointments
• More freedom
• More confidence
• And a much lower chance of needing expensive rehab or round-the-clock help later
Balance Isn’t Bonus — It’s Essential
Think about the last time you felt a little unsteady.
Maybe you caught yourself reaching for the wall when you didn’t used to.
Maybe you hesitated before stepping up onto a curb.
Maybe you started avoiding certain shoes or activities because something felt “off.”
That’s balance leaving the chat.
And once again, it doesn’t just “come back” because you want it to.
Balance, like strength, is a use-it-or-lose-it skill — one that too many people ignore until it
becomes a major safety issue.
But with a few minutes a day, you can rebuild it.
You don’t need complicated exercises — you need consistency.
• Standing on one foot while brushing your teeth
• Gentle leg lifts while holding a chair
• Turning your head while walking to challenge your stability. These small things compound.
Think of it as a daily deposit into your ability to walk, move, and live confidently.
Calm Isn’t a Luxury — It’s the Foundation
Let’s talk about the part of health that doesn’t get enough attention: your nervous system.
You can be strong, mobile, and active — but if you’re always on edge, overwhelmed, and
mentally fried, your health is still taking a hit.
Chronic stress doesn’t just feel bad.
It contributes to:
• High blood pressure
• Digestive issues
• Immune system dysfunction
• Poor sleep
• Chronic inflammation
• Mood swings
• Mental fog
And it makes it harder to stick to any kind of healthy routine.
So when I talk about calm as part of your health insurance, I don’t mean you have to become a
meditation guru.
I mean you need to build stress regulation into your life the same way you build strength —
intentionally, in small moments, so it’s there when you need it.
Take a few minutes each day to:
• Breathe deeply (yes, it really works)
• Get outside
• Stretch
• Say no to something that drains you
• Go for a walk just to clear your head
That’s your investment in emotional clarity, in focus, and in your ability to ride the waves without going under.
The Price of Waiting Is Higher Than You Think
I know it can feel like investing in your health — with time, energy, maybe money for support or classes — is one more thing on an already full plate.
But here’s what I also know:
The cost of doing nothing is always higher.

It shows up as:
• Missed opportunities
• Lost confidence
• Doctor’s bills
• Medications with side effects
• Preventable injuries
• Recovery that takes months instead of days
You don’t have to overhaul your life.
You just have to stop treating your health like a “later” problem.
What If You Made One Deposit Today?
What if you treated today like your health retirement plan?
Not with fear — but with focus.
Not because something bad is coming — but because something better is possible.
Start with 10 minutes of movement.
Stand up, sit down, repeat.
Take the stairs if you can.
Reach up and breathe like you mean it.
Put your body back on the list.
You deserve to feel strong.
You deserve to feel steady.
You deserve to feel good — not someday, but now.
Want support?
If you’re ready to start making those daily deposits, I’d love to help.
DM me “STRONG” and I’ll send you my free guide: It’s Not Your Age, It’s Your Muscles.
It’s simple, doable, and designed to meet you right where you are — no gym required, no
pressure, just strength.
Your health is your greatest asset.
Treat it like one.
Comments